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Frauds like con games, insurances, through the telephone or through the Internet are scams that may victimize the older people. Even a friend or a family who they think can trust may actually steal the money or their property through brainwashing. Here are the tips that will help you prevent these scams:
If an offer is made to you over the phone, it is okay to say no and hang up. It is not that you being rude or disrespectful. Consider it as a self-defense.
It is not good to just give out any personal information to anyone without knowing if person is authorized to have it especially your credit card information or your bank account. If you are the one who made the call, then that will be fine.
If a stranger asks you to withdraw money from your bank account, do not just do that without proper authentication. Some criminals pretend to bank employees then they will instruct you to do that as a test to the machine. Remember, banks do not give such orders to their employees.
They will discuss numerous benefits that might sound good to you and before you knew it, you are already buying the idea. Do not let that happen. Some will ask for money and promise that you will receive more money in return.
Do a background check to every company before doing business transactions with them. Local Better Business Bureau has a record of those so it is one of your resources.
There are also some who do door-to-door service such as home repairs. Before hiring those people, it is best to check first if they are fully trained for the job you are hiring them for.
You should also discuss the compensation because some might overcharge you after doing the service. Ask for the detailed information about their work and it must be documented. One more thing, do not pay if the job has not been completely done.
Avoid Identity Theft
The main reason why it is not advisable to give your personal information to strangers is that this information might be used without your authorization. Some are already been victims of these illegal practice like using somebody else credit card number to purchase something. Here are the following reminders to avoid this serious matter:
Privacy is the first thing you need to secure when it comes to your checking account. Every check must be safely kept. Report lost or stolen checks so that whoever might have your check, will not be able to use it. And do always check your transactions history to make sure that everything is done according to your will.
Make sure that every document that has your personal information is shredded or burned.
If you are doing some purchases online, check if the website offers security for your personal information including your credit card or bank account. Again, you do not want it to be used by anyone else so be careful while doing such.
Since there several internet scams that can fool you and makes you give out your personal information, secure yourself by checking with the Federal Trade Commission (FTC) and find ways on how to prevent this kind if crime.
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